Flexibility
You can insure any personal property against any risks on terms that are optimal for you.
General Voluntary Accident Insurance
Are you worried about the life and health of your loved ones? Do you want to know they are protected 24/7? Now this possibility exists! It represents financial security in unforeseen situations, offering the insured person or their designated beneficiary a monetary compensation.
Moldasig offers more safety with the travel medical insurance policy!
THE CONCEPT OF VOLUNTARY ACCIDENT INSURANCE
The term "accident" refers to an unforeseen, unintentional event in which the Insured person suffers an injury that results in temporary or permanent loss of work capacity or death.Accidents include:
- injuries sustained in domestic conditions;
- injuries sustained at the workplace;
- frostbite, burns (thermal, chemical), drowning, electric shock, lightning strike;
- bites from poisonous insects or snakes;
- asphyxiation caused by the accidental entry of a foreign object into the airways;
- anaphylactic shock;
- acute accidental poisoning by chemicals and their components, venom from insects and snakes resulting from bites.
INSURED RISKS
- Temporary loss of work capacity by the Insured Person;
- Permanent loss of work capacity by the Insured Person, with assignment of a degree of disability;
- Death of the Insured Person as a result of an accident.
Possible Insurance Options
Depending on the category of insured persons, SA “MOLDASIG” offers the following options:
- Voluntary accident insurance for individuals (families);
- Voluntary accident insurance for legal entities (groups);
- Voluntary accident insurance for drivers and passengers;
- Voluntary accident insurance for persons taking bank loans (beneficiary - the bank).
Depending on the coverage level:
- 24 hours a day;
- During the fulfillment of work obligations;
- During sports competitions.
- On the territory of the Republic of Moldova;
- On the territory of CIS countries, Europe, and Asia;
- Worldwide.
Who can be the insured person?
The insured person (group) can be anyone aged between 0 and 81 years, who, at the time of signing the insurance contract, has not suffered any accident that would lead to temporary or permanent loss of working capacity or death.Steps to take in case of an insured event:
- Within 24 hours of the accident, the insured person must contact a medical institution for an objective evaluation of the damage to their health and obtain a medical certificate confirming the accident.
- Within 3 days of the damage caused to life or health, the insured person must notify the Insurer, submitting the following documents (in original or certified copies) to the Central Office of the Company, Claims Settlement Department (Eminescu St., 2):
- application for insurance compensation;
- insurance policy and Insurance Contract;
- identity documents;
- medical documents confirming the accident, treatment duration, and temporary incapacity for work;
- conclusion of the degree of disability established under the laws of the Republic of Moldova;
- documents confirming inheritance rights (for the heirs of the insured person);
- other documents related to the insured event mentioned in the Insurance Contract.
Discount System
When taking out a property insurance policy, if you have alarm systems, fire protection systems, and water leakage security systems in place, you will receive discounts on the insurance premium.
Speed
The contract is concluded quickly and easily.
Mobility
To conclude the contract, there is no need to visit the office; it is enough to call – and the company agent will come at a time convenient for you.
Moldasig offers more safety with the travel medical insurance policy!
Moldasig Insurance Priorities
The company's specialists will quickly and conveniently conclude the contract and select the optimal insurance program for each client.
Discounts and benefits are provided when concluding and renewing the contract.
Contact us at 0 (22) 889 889 or write to [email protected], and we will get in touch with you shortly.
What clients say about MOLDASIG
Irina (31 years old)
The employees are very polite, they know very well how to do their work, they are aware of all the documents that need to be drawn up and submitted for a damage file or the conclusion of a RCA (activities with which I had direct contact) and they offer competent support to solve all possible customer problems.
Alexei (25 years old)
I have every confidence in working with MOLDASIG because they provide the best service on the insurance market. With this insurance company I have purchased my RCA, Casco and next week I am going to Spain, so I will definitely use MOLDASIG to insure the trip for the whole family. Thank you!
Eugen (26 years old)
I am very grateful for your promptness. You were very helpful, especially when I was out of the locality during the winter holidays, you helped me in a very short time, using technology and the internet in a proper way and with a kindness that certainly makes me recommend you with confidence, further!
Irina (31 years old)
The employees are very polite, they know very well how to do their work, they are aware of all the documents that need to be drawn up and submitted for a damage file or the conclusion of a RCA (activities with which I had direct contact) and they offer competent support to solve all possible customer problems.
Alexei (25 years old)
I have every confidence in working with MOLDASIG because they provide the best service on the insurance market. With this insurance company I have purchased my RCA, Casco and next week I am going to Spain, so I will definitely use MOLDASIG to insure the trip for the whole family. Thank you!
Eugen (26 years old)
I am very grateful for your promptness. You were very helpful, especially when I was out of the locality during the winter holidays, you helped me in a very short time, using technology and the internet in a proper way and with a kindness that certainly makes me recommend you with confidence, further!