Voluntary Health Insurance on the Territory of the Republic of Moldova
Are you worried about the life and health of your loved ones? Do you want to know they are protected 24/7? Now this possibility exists! It represents financial security in unforeseen situations, offering the insured person or their designated beneficiary a monetary compensation.
Moldasig offers more safety with the travel medical insurance policy!
Voluntary Health Insurance - is one of the most demanded types of insurance recently, and this field has been continuously growing in recent years. Today, it is becoming increasingly common to care about the health of company employees.
It is enough to purchase a Voluntary Health Insurance policy once, and you will gain access to medical centers with the highest level of service for the entire year.
Voluntary Health Insurance is primarily a modern and effective method for personnel management policies. The health of an employee is just as valuable as their knowledge and work experience. The more important the employee, the more profitable it is for them and their family to remain healthy.
Through the Voluntary Health Insurance program, you have the opportunity to provide employees with highly qualified medical assistance, carried out with the most advanced medical technologies and maximum service comfort.
According to Article IV, p.8 of Law No.71 of 12.04.2015 (published in the Official Gazette No.102-104 of 28.04.2015, art No.170):
“It is permitted to deduct the annual expenses incurred by the employer for voluntary health insurance premiums of the employee up to 50% of the mandatory health insurance premium calculated as a fixed amount, established for the categories of payers specified in Annex No.2 to Law No.1593-XV of December 26, 2002, for the respective year.”
It is enough to purchase a Voluntary Health Insurance policy once, and you will gain access to medical centers with the highest level of service for the entire year.
Voluntary Health Insurance for Corporate Clients
This type of insurance offers clients the opportunity to benefit from a wide range of medical services and many others that are not covered by the state. Any corporate client, regardless of the legal form of ownership, can participate as an Insured.Voluntary Health Insurance is primarily a modern and effective method for personnel management policies. The health of an employee is just as valuable as their knowledge and work experience. The more important the employee, the more profitable it is for them and their family to remain healthy.
Through the Voluntary Health Insurance program, you have the opportunity to provide employees with highly qualified medical assistance, carried out with the most advanced medical technologies and maximum service comfort.
According to Article IV, p.8 of Law No.71 of 12.04.2015 (published in the Official Gazette No.102-104 of 28.04.2015, art No.170):
“It is permitted to deduct the annual expenses incurred by the employer for voluntary health insurance premiums of the employee up to 50% of the mandatory health insurance premium calculated as a fixed amount, established for the categories of payers specified in Annex No.2 to Law No.1593-XV of December 26, 2002, for the respective year.”
Insurance object
The object of voluntary health insurance is the insured person's property interest, which, in the event of an insured incident, provides for the payment by the Insurer of expenses related to medical assistance provided to the insured, in accordance with the Insurance Contract.
Insurance programs
Thanks to a flexible tariff system, the voluntary health insurance programs offered by "MOLDASIG" S.A. can be adapted to the individual requirements and possibilities of each client.A comprehensive insurance program includes the following services:
- Medical services provided in outpatient clinics;
- Home medical assistance;
- Emergency medical assistance;
- Treatment in inpatient conditions.
The insurance is valid throughout the entire territory of the Republic of Moldova for a period of 1 year.
The Insurer is not liable for incidents that occurred before the start of the insurance period or after the expiration of the insurance contract.
The insurance policy guarantees coverage of all medical expenses (within the insured amount) related to the life and health of the insured persons, in case of health disorders. Insured persons can receive treatment in any private centers stipulated in the insurance contract, benefiting from a wide range of services and procedures at the highest level.
You can insure any personal property against any risks on terms that are optimal for you.
Discount System
When taking out a property insurance policy, if you have alarm systems, fire protection systems, and water leakage security systems in place, you will receive discounts on the insurance premium.
Speed
The contract is concluded quickly and easily.
Mobility
To conclude the contract, there is no need to visit the office; it is enough to call – and the company agent will come at a time convenient for you.
Moldasig offers more safety with the travel medical insurance policy!
Moldasig Insurance Priorities
The company's specialists will quickly and conveniently conclude the contract and select the optimal insurance program for each client.
Discounts and benefits are provided when concluding and renewing the contract.
Contact us at 0 (22) 889 889 or write to [email protected], and we will get in touch with you shortly.